What You Need to Know About Corona Virus and Your Travel Insurance

The Globe Health and Wellness Company has declared the coronavirus a worldwide health and wellness emergency.

Airline companies suspended travel. The federal government recommends travelers avoid visiting China. And, the Globe Health and Wellness Company has declared the coronavirus a worldwide health and wellness emergency. In a short period of 2 months, the corona virus has infected thousands of people causing many deaths.

If you are really planning to travel to China, you may want to reconsider your location. Canada’s federal government has issued an advisory to “avoid non-essential travel” to the country and “avoid all travel” to the Hubei district in particular. The Hubei district is home to the city of Wuhan where the outbreak began.

What’s the Difference Between 2 Travel Advisories?

When the Federal government of Canada issues a non-essential travel notice, it is doing so to, “protect the health and wellness of Canadian travelers and the Canadian public. The notice describes special precautions to take when visiting the area and what to do if you become sick during your stay.” or after the trip.”

A non-essential travel warning to China was issued on January 29, 2020.

A piece of advice avoid all trips going any further. It recommends, “travelers to avoid all travel in purchase to protect the health and well-being of the Canadian public. [This] is issued when there is a high risk of spreading the disease to the public, regardless of the measures taken while traveling. Avoiding travel will limit the spread of disease in Canada and globaly.”

The warning to avoid all travel to the Hubei district was issued on January 27, 2020. However, prior to this, the non-essential travel notice remained in effect for the Hubei district as well. It was issued on January 24, 2020.

The launch day of the advice is very important to remember because it can determine whether you have travel insurance coverage.

Your Travel Advice and Travel Insurance

With these two pieces of advice in place, travelers have a lot to consider.

What Happens if You Decide to Ignore Travel Warnings?

If you decide to ignore the advice in position and book a new trip to China, you will have a hard time finding travel insurance coverage that will offer trip termination protection. You will also find that you are more likely to run out of emergency clinical insurance if you fall ill with the coronavirus. Many plans have exceptions that say something like:

This package does not cover any loss or expense associated in whole or in part, directly or indirectly, to any of the following: Travel to, from or through any country, area or city, prior to the day of your separation, the Federal Canadian government, or its division, has issued a warning to avoid all travel or to avoid non-essential travel during your trip if the loss is the result of the factor that issued the warning.

What You Need to Know About Corona Virus and Your Travel Insurance

If your trip to China has been pre-booked from travel advisories and you plan to continue your journey, the same exception can be used. Clinical travel insurance is meant to offer you coverage for the unforeseen and unforeseen events. If you decide to ignore travel warnings afterwards it may be considered that you are anticipating the unexpected and depending on the plans, you may not be covered.

What Happens if You Decide to Follow Travel Warnings?

If you book your trip before the trip warning (not after) and purchase travel termination insurance at that time, after that you will be able to submit an insurance claim for the non-refundable advance and reservation if you decide to terminate . It’s situations like these that trip stoppages are designed to cover.

Travel termination insurance also provides coverage, for example, if there is a death in your family, you are contacted by us for court duties, you experience an unexpected injury or illness that prevents you from traveling, you are laid off from your job, or also if your home suffers a loss. crushing such as termination or submersion.

If you refuse travel termination insurance prior to the advice, you will not have the ability at this time. Instead, you will have to rely on your airline or travel provider for a credit rating or refund.

Some airlines, however, are accommodating. Air Canada, for example, offers refunds to eligible travelers who have tickets issued by January 28, 2020 flying direct to Beijing or Shanghai for days of travel from January 24 to February 29, 2020.

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